Click on the links below to download and see the way Rikhav Khimasia answers to your concerns. All are MS word files, no fear of any virus or trojans.
See them and then ask your question to Rikhav Khimasia.
He charges INR 1050/- OR an equivalent in foreign currency directly deposited to his paytm or Bank A/c in India, to talk on the phone for 45 minutes.
Cell: 9925171291 (WhatsApp too)